The credit market is changing daily, but for the good at this time. The interest rates are falling with many lenders. First time borrowers, investor programs, self employed, FHA/VA programs are available through our broker relationships.  The programs are low down payment with some exceptions with ZERO down payment. Conforming loan limits has risen in California to $729,000 from $417,000. Call me today for a courtesy update.  Get also a Free phone value check for your current property.  I have low cost refinance programs.

Call Steven Louis Carter 909-931-9273

Email your concerns at: stevencarter@earthlink.net

Steven Louis Carter is also a Licenced Realtor in California for your one stop needs!!