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Money For The Affluent Where Wealth & Service Comes Together!! Steven Louis Carter

Stated Income Home Loan Specialist & Realtor

( Featured regular in the TV show Law & Order LA)

Executive producer & Talk Show Host on Radio show "Insight"

Loans for the Self Employed & Commission Clients Nationwide

Specialized Markets: Orange County San Diego County, Los Angeles County,

Specialized Service Areas:

Los Angeles Beverly Hills Encino Newport Beach San Diego San Francisco

Oceanside West LA Pasadena Ladera Hts San Jose Palo Alto Hermosa Beach Malibu Bel Air Palo Verdes San Barbara Ventura Laguna Beach

Also Service: New York City South Florida Washington DC Dallas Texas Boston

Buyer Represention For High End Markets Investment Properties:

Beverly Hills Downtown LA-Condos San Jose Newport Beach Hermosa Beach Encino Upland Pasadena West LA Bel Air Malibu

Email: stevencarter@earthlink.net

909-931-9273 Direct

I Have Lenders That Are: Private Investors & Institutions I Have Stated Income Loan Programs Conventional Rates: 1).......Stated Self Employed(Small Business Owners)

New program: Conventional Stated Low Int. Rates 1st.

Owner & Non Occupy 1-4 Units and 5 or more

Loan amount 200k to 3 million/ No Tax Returns

Purchase & Refina Need Cash-Out Okay

All USA Especially California, New York City, --Can own up to 15 properties!!

Need 700+ Score 60% LTV California

Need 720+ Score Nationwide (some exceptions)

Stated Conventional Home Equity Line Of Credit

Need 760 Score New Program No Tax Returns

60 % LTV or up to 1 Million Dollars Cash

Low Conventional Interest Rates!!

For California: Orange County Los Angeles County San Diego County Only

Another New Loan program: "No Income Doc"!!

60% LTV up to 2 Million Dollars

Purchase, Refinancing, Cash-out California Only

Cost 2 to 3 Points    Self Employed     700+ credit score     conventional rates

New Stated Income Loan Conventional Rates For the Self Employed

   70% LTV up to 417K             60% LTV 417K to 1 Million Dollars   Max Cash out 100K

   Minimum loan amount 250K    30 &15 Year Fixed / Owner Occupy Only / California Only   No Tax Returns

New Bank Statement Conventional Rates Loan Programs:

    80% LTV Owner Occupy & 2nd Homes Up 400K 560 Fico / Up to 1 Million 700 Fico

    12 months statements    50% DTI 2 years Self Employed     No Tax Returns

Another NINA Program Conventional Rates :
65% LTV up to 400k    60% LTV up to 2 Million Dollars Fico 600 Minimum Loan Amount 100K   Owner & Non Owner Occupy Unlimited Cash out     No Employement

No Tax Returns California Only...Not All Counties

For the Employed Borrower:

2).........Stated Income Wage Earners VOE (W2 & 100% Commission Employees) Just State Income

Conventional Interest Rates Low Cost Purchase or Refinance

You receive tips, paid cash, dancers, 1099 pay check etc.

For non Conventional Rate Loans:

3)..Bad Credit Need Quick & Stated Hard Money

Hard Money Stated--Equity Driven

Have Strong Equity in the Property ?

Get Your Money Out Within 10 Days Most Cases!!

A Nationwide loan Program

-----------Email: stevencarter@earthlink.net-------------------------------- 909-931-9273 Direct

Conventional Purchase Low Down Payment Programs

1).........FHA 3.5% Down Payment Loan Purchase

2)......California .5 % Down Payment Purchase Program 640 Score

3)..........................VA Loan 100% Financing

California Home Loan Programs only

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Hard Money Loans Stated Purchase

50-70% Loan to Value / BK & Foreclosures-OK Low Credit Scores , LLC , Owner Carry 50%OK Flip Loans Ok

Loan Amounts 100K Minimum to 25 Million
A Nationwide Loan Program

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Rehab Purchase Loan Programs & Reo/Short Sales Purchase Low interest rate 1st 80%LTV

We also can provide Hard Money Out of State & Securities Stated Program Very Low int. No Doc

A Nationwide Loan Program

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Commercial Financing Available up 500 Million

Storage Units, Churches, Office Space, Multi Units Residencial, Single purpose properties

Strip Malls Resorts Investment properties Medical Facilities Professional Condos

Nationwide Programs

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My Team Locates Financing For:

Heavy Machine Operators, Sales Professionals,Unusual Income Steam Professionals, Retired Wealth Achievers, W-2 Wealth Builders & Trust/Corp. LLC''s Entites, Small Business Owners!!,

Commercial Property Owners & Non Owner Occupy, Loan Programs Available:

Stated Loan Programs = NOT PROVING INCOME

Self Employed & Wage Earners W2 & 1099

Hard Money Loan Programs= CREDIT SCORE NOT IMPORTANT!! Equity Driven Loans= No Income or Low Credit Scores

Easy Refinancing, Fixed Rate, Cash-Out Programs Streamline FHA Refinancing=Current value Low Documentation FHA 3.5% Down Payment Purchase VA 100% Financing Purchase

California Home Loan Programs Only

Special Pre-Approval Service with Letter for both Home Buyers/Owners & Real Estate Agents

Consultation Free

Steven Louis Carter

Devry University Graduated 1973

Devry University Graduated 2000 Maga Cum Larde

Former Chair & President Orange IBM Club

Featured Regular On Law & Order LA

Excutive Producer & Host of Radio Show "Insight"

Former Century 21 Beachside Realtor & Loan Officer

Mpower Mortage Inc. Stated Self Employed Home Loan Specialist

Mortgage Refinancing Advisor & Realtor

Loans for the Self Employed & Commission Clients

(Stated Income Loan Specialist for The Self Employed)

Call Today 1-909-931-9273 or email your needs Stevencarter@earthlink.net Money For Your Needs Made Easier!!

License#01383703

Mon - Friday 9:00am-9:00pm Saturday 9: am - 10:00 pm Sunday 12:00-8:00 pm Email: 24 Hours your Needs

Email: stevencarter@earthlink.net 909-931-9273 Direct

M-Power Mortgage Inc. & New Century Realty
10535 Foothill Blvd. Suite 370 • ALL of California : Northern & Southern, CA 91730
Phone: 909-931-9273 • Fax: 909-948-3782